Ramsdens Holdings PLC (LSE:RFX) announced that its profit before tax for the 2025 financial year exceeded market expectations, supported by strong results across its key business segments and favorable gold market conditions. The company’s precious metals division delivered a 50% increase in gross profit, driven by robust gold prices and the success of its dedicated gold-buying website. The pawnbroking loan book expanded by 8%, while jewellery retail achieved a 15% rise in gross profit. Meanwhile, foreign currency exchange performance remained steady year over year.
Looking ahead, Ramsdens plans to accelerate its expansion by opening between eight and twelve new stores annually from FY26 onward, leveraging its well-established brand, diversified revenue base, and growing online operations to drive long-term growth.
Ramsdens Holdings maintains a positive outlook underpinned by solid financial performance and an attractive valuation. Technical analysis points to a bullish market trend, although potential overbought conditions suggest some near-term caution. The lack of recent earnings call data or corporate announcements does not materially affect the overall assessment.
About Ramsdens Holdings
Ramsdens Holdings PLC is a UK-based diversified financial services provider and retailer headquartered in Middlesbrough. The company operates across four main business areas: foreign currency exchange, pawnbroking, precious metals trading, and the retail of new and pre-owned jewellery. With 169 retail locations nationwide and a growing e-commerce presence, Ramsdens combines traditional customer service with digital innovation. The company is fully regulated by the Financial Conduct Authority (FCA) for its pawnbroking and credit broking operations.
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