Lloyds Banking Group (LSE:LLOY) has reported solid financial results for the first nine months of 2025, delivering a statutory profit after tax of £3.3 billion and a 6% increase in net income.
While the Group absorbed an £800 million charge related to motor finance commission arrangements, it maintained strong capital generation and asset quality. A major strategic milestone was the acquisition of Schroders Personal Wealth, a move expected to accelerate Lloyds’ wealth strategy and strengthen its position in a high-value market segment.
The Group also revised its 2025 guidance, projecting continued growth in net interest income and capital generation, supported by disciplined cost management and stable asset quality.
Lloyds’ outlook is supported by strong technical indicators and a fair valuation, complemented by bullish momentum and a reasonable dividend yield. However, pressure on profitability and cash flow highlights the need for careful execution to sustain long-term growth.
About Lloyds Banking Group
Lloyds Banking Group is one of the UK’s leading financial services institutions, providing retail, commercial, and corporate banking solutions. The company is focused on deepening customer relationships and expanding its wealth management capabilities, underscored by its acquisition of Schroders Personal Wealth to bolster its strategic market position.
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