Time Finance plc (LSE:TIME), the AIM-listed specialist lender focused on UK small and medium-sized enterprises, continues to grow its multi-product lending platform centred on asset finance, invoice finance and secured loans. The company primarily operates an own-book lending model while also using selective broking arrangements to maintain steady deal flow across different economic conditions.
The group reported that its gross lending book exceeded £236 million at the end of February 2026, representing a 12% increase year-on-year and marking the nineteenth consecutive quarter of loan book expansion. Growth has been led by the company’s strategic lending segments, with the invoice finance portfolio reaching £78 million and the ‘hard’ asset finance book climbing to £129 million, reflecting increases of 20% and 22% respectively. Time Finance said it plans to release further trading updates in March and June outlining performance for the current financial year.
Strong financial performance and supportive corporate developments are key drivers behind the company’s overall outlook. Technical indicators suggest the possibility of additional share price upside, while valuation metrics indicate the stock may currently be undervalued. The absence of earnings call data does not materially affect the overall assessment.
More about Time Finance plc
Time Finance plc is an AIM-listed independent finance provider dedicated to supporting UK businesses with flexible funding solutions. The company offers a range of products tailored to SMEs, primarily across asset finance, invoice finance and secured loans. Operating mainly through its own lending book while retaining broking capabilities, Time Finance aims to manage lending volumes effectively across varying market cycles.
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