Personal Group (LSE:PGH) told shareholders at its annual general meeting that trading during 2025 exceeded expectations, supported by double-digit revenue growth and stronger-than-forecast EBITDA performance. The company said growth was driven by increased customer acquisition, deeper penetration across existing partner networks and strong retention rates.
Management added that positive momentum has continued into 2026, with robust insurance sales, continued expansion of the Hapi employee benefits platform and growing engagement with SMEs through its partnership with Sage.
New partnerships support expansion strategy
The company highlighted the addition of new insurance partners, including Sante and Simplyhealth, alongside benefits partner EB Now, as part of its ongoing strategy to broaden distribution channels and strengthen its workforce benefits offering. Personal Group said demand for employee wellbeing and financial support products continues to increase as workers face greater financial pressures, supporting long-term growth opportunities across both insurance and employee engagement services.
Board confirms confidence in profitable growth outlook
The board reiterated confidence in delivering profitable growth during 2026 in line with current market expectations. Management pointed to consistently high levels of partner and customer retention as a key factor underpinning the group’s outlook, alongside continued investment in technology and service expansion.
CFO transition planned after 12 years in role
Personal Group also announced a planned leadership transition within its finance team. Chief Financial Officer Sarah Mace will step down after 12 years with the company but will remain in place during a structured handover period. Incoming CFO Matthew Cohen is expected to bring additional expertise in finance and insurance as the business moves into its next stage of growth and operational scaling.
Financial strength and dividend support outlook
The company’s outlook is supported by strong financial fundamentals, including a debt-free balance sheet, solid equity position and improved profitability compared with 2022 levels. Technical trading indicators also remain constructive, with positive share price momentum supporting investor sentiment. Valuation metrics appear supportive through a moderate price-to-earnings ratio and an attractive dividend yield, although variability in revenue, earnings and cash flow may limit upside potential.
More about Personal Group Holdings
Personal Group Holdings is a UK-based provider of workforce benefits and insurance products focused on delivering accessible employee protection and wellbeing solutions. Through products including hospital, recovery and death benefit policies, as well as its Hapi employee benefits platform, the company supports more than one million employees across the UK, including small and medium-sized businesses through its partnership with Sage.
Leave a Reply