Time Finance (LSE:TIME) has announced that its gross lending book has exceeded £250 million for the first time, reaching a record level compared with £217 million a year ago. The achievement marks the company’s 20th consecutive quarter of lending book growth and reflects continued demand from UK small and medium-sized businesses for its range of funding solutions. The milestone represents another step towards the group’s strategic objective of expanding its lending portfolio beyond £300 million by May 2028, reinforcing its position within the SME finance market.
The company attributed the growth to the strength of its multi-product lending model, which offers businesses access to a range of financing options tailored to different funding requirements. Sustained expansion of the loan book has been a key component of Time Finance’s growth strategy and continues to support the group’s long-term development plans.
Alongside the lending update, Time Finance confirmed its upcoming financial reporting timetable. A trading update for the year ended 31 May 2026 is scheduled for release on 25 June 2026, while the company’s final audited results and annual report are expected to be published on 23 September 2026. At the same time, management intends to provide a trading update covering the first quarter of the 2026/27 financial year, offering investors additional insight into the performance and momentum of its lending activities.
The company’s outlook remains supported by strong operational performance and positive corporate developments. Technical indicators suggest the shares may have scope for further gains, while valuation metrics point to potential undervaluation relative to the company’s growth trajectory. In the absence of new earnings call commentary, the investment case continues to be driven primarily by the strength of the lending book expansion and the company’s execution against its strategic objectives.
More about Time Finance plc
Time Finance plc is an AIM-listed specialist finance provider focused on supporting UK small and medium-sized enterprises with flexible funding solutions. The company offers a diversified range of products, including asset finance, invoice finance and secured loans, helping businesses access capital to support growth and operational requirements.
The group primarily operates as an own-book lender, generating income from assets held on its balance sheet, while also retaining the ability to broker transactions when appropriate. This flexible approach allows Time Finance to manage lending volumes through different market conditions while continuing to expand its presence within the UK SME finance sector.
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