MONY Group Posts Record Earnings, Expands Buybacks and Accelerates AI Strategy

MONY Group (LSE:MONY) reported record financial results for 2025, with revenue rising to £446.3 million and adjusted EBITDA reaching an all-time high of £145.1 million, both up 2% year on year despite ongoing pressure in the car insurance market. Operating costs declined by 4%, helping lift the EBITDA margin to 33%. Performance was supported by strong growth in the Money and Home Services divisions, while Travel and Cashback segments delivered weaker contributions. The company estimates it enabled UK households to save £2.8 billion during the year and close to £12 billion over the past five years.

The group returned £96 million to shareholders through dividends and a completed £30 million share buyback, increased the total dividend to 12.63p per share, and announced an additional £25 million buyback programme, reflecting confidence in ongoing cash generation. Strategic priorities include expanding its SuperSaveClub membership platform, which now exceeds 2.1 million members and contributes around 16% of group revenue, alongside strengthening services for providers and accelerating artificial intelligence adoption. Initiatives include an enterprise agreement with OpenAI, the launch of products such as Savings by MoneySuperMarket and Price Optimiser, and the introduction of a MoneySuperMarket ChatGPT application. The board expects 2026 adjusted EBITDA to align with current market consensus forecasts.

MONY Group’s outlook is supported by strong financial performance, attractive valuation metrics and continued shareholder returns through buybacks. However, technical indicators suggest some bearish momentum in the near term, which could introduce short-term volatility. Strong cash flow generation and disciplined debt management nevertheless provide a solid platform for longer-term growth.

More about MONY Group PLC

MONY Group PLC, owner of MoneySuperMarket, operates a UK-based consumer finance and price comparison platform connecting households with products across insurance, personal finance, home services, travel and cashback markets. The company uses data analytics and AI-enabled technology to power a two-sided marketplace serving both consumers and product providers.